Commerzbank Girokonto

3.8
Supafinance.rating
Girocard (€ 0 annually)
Debit card (€ 42 annually)
Virtual card
Free cash withdrawals
Rewards & Cashback
Insurances
Trading account
No custody fees
€50 start bonus
€ 58.8
annual management fee
11.9 %
overdraft interest
1 %
FX rate
0 %
Interest on deposits
€ 0
Instant transfer fee
0.75 %
Daily savings interest

Bank name
Commerzbank (Commerzbank Aktiengesellschaft)
Account name
Commerzbank Girokonto
Account opening fee
€ 0
Management fee (annualized)
€ 58.8
German IBAN
Custody fee
0 %
The custody fee 0.5% applies only for balances above 50,000 EUR
Current account interest on deposits
0 %
Overdraft interest (arranged)
11.9 %
Overdraft interest (tolerated)
14.4 %
Foreign currency conversion fee
1 %
Free cash withdrawals
Unlimited free cash withdrawals at Commerzbank and Cashgroup ATMs
Debit card available
Girocard available
Virtual card available
1 free girocard with no management fees comes with an account.
Credit card available
Trading account
Account switching service
Web App
Mobile App
Bank offices (branches)
This is an online account by Commerzbank. Although Commerzbank has numerous branches, with this type of an account you're supposed to be served only online.
Own ATMs
6000 ATMs in Germany of a Cash Group can be used for free. Those are ATMs of Commerzbank, Deutsche Bank, HypoVereinsbank, Postbank.
Rewards
Insurances
Joint accounts