ING Girokonto

3.1
Supafinance.rating
Girocard (€ 17.88 annually)
Debit card (€ 0 annually)
Free cash withdrawals
Rewards & Cashback
Insurances
Trading account
No custody fees
€ 58.8
annual management fee
9.64 %
overdraft interest
2.2 %
FX rate
0 %
Interest on deposits
Instant transfer fee
1.25 %
Daily savings interest

Bank name
ING (ING-DiBa AG)
Account name
ING Girokonto
Account opening fee
€ 0
Management fee (annualized)
€ 58.8
Management fee waiver (funding)
€ 1000
first three months are free. It's also free if you bring in more than €1000 as salary or pension into your account on a monthly basis. Free if you're under 28 years
German IBAN
Custody fee
0 %
Current account interest on deposits
0 %
Overdraft interest (arranged)
9.64 %
Overdraft interest (tolerated)
9.64 %
Foreign currency conversion fee
2.2 %
Free cash withdrawals
With girocard: free withdrawals at ING ATMs. With debit card: Free withdrawals at any ATM in the EU
Debit card available
Girocard available
Virtual card available
Credit card available
Trading account
Free trading account. 4.90 EUR per trade basic fee + 0.25% of the order market value (max. 69.90 EUR)
Account switching service
Web App
Mobile App
Bank offices (branches)
Own ATMs
Rewards
Insurances