N26 Smart
3.3
Supafinance.rating
Our take:
Your 100% mobile, smart bank account with additional features from N26
| Bank name | N26 (N26 Bank AG) |
| Account name | N26 Smart |
| Account opening fee | € 0
|
| Management fee (annualized) | € 58.8
|
| German IBAN | |
| Custody fee | 0 %
The custody fee (0.5%) applies only for balances above 50,000 EUR |
| Current account interest on deposits | 0 %
|
| Overdraft interest (arranged) | 13.4 %
|
| Overdraft interest (tolerated) | 12.4 %
|
| Foreign currency conversion fee | 0 %
|
| Free cash withdrawals | 3 withdrawals at ATMs per month are free, then 2 EUR for every withdrawal. You can withdraw for free from the cash26 partner store network (max 900 EUR/d) |
| Debit card available | |
| Girocard available | |
| Virtual card available | |
| Credit card available | |
| Trading account | |
| Account switching service | |
| Web App | |
| Mobile App | |
| Bank offices (branches) | |
| Own ATMs | |
| Rewards | |
| Insurances | |
| Joint accounts | Via shared pockets (subaccounts) |