Openbank Open Girokonto

3.4
Supafinance.rating
Debit card (€ 0 annually)
Free cash withdrawals
Rewards & Cashback
Insurances
Trading account
No custody fees
€ 0
annual management fee
overdraft interest
1.5 %
FX rate
1.5 %
Interest on deposits
€ 0
Instant transfer fee
2.1 %
Daily savings interest

Bank name
Openbank (Openbank S.A.)
Account name
Openbank Open Girokonto
Account opening fee
€ 0
Management fee (annualized)
€ 0
German IBAN
Custody fee
0 %
Current account interest on deposits
1.5 %
Overdraft interest (arranged)
This account doesn't provide an overdraft facility
Overdraft interest (tolerated)
11.4 %
Foreign currency conversion fee
1.5 %
0% with Plus-Reisevorteile option (booked on a monthly basis - EUR 7,99 per month)
Free cash withdrawals
Unlimited free cash withdrawals at Santander ATMs, 5 free cash withdrawals at other ATMs across EU. 1.50% foreign currency withdrawal fee.
Debit card available
Girocard available
Virtual card available
Credit card available
Trading account
Web App
Mobile App
Bank offices (branches)
Own ATMs
Unlimited withdrawals at all 40,000 Santander Group ATMs worldwide.
Rewards
Insurances
Available with the Plus-Reisevorteile option (booked on a monthly basis - EUR 7,99 per month)