Santander BestGiro
4.2
Supafinance.rating
Free cash withdrawals
Rewards & Cashback
Insurances
Trading account
No custody fees
Totally free account
Free credit card
€ 0
10.2 %
1.85 %
0 %
€ 0
0.3 %
Pros
- Totally free basic current account
- No minimal deposit
- Free account switching service
- Free real-time transfers
- Full range of banking products optionally available
- Online application
Cons
- 12 EUR per year for Girocard
| Bank name | Santander (Santander Consumer Bank AG) |
| Account name | Santander BestGiro |
| Account opening fee | € 0
|
| Management fee (annualized) | € 0
|
| German IBAN | |
| Custody fee | 0 %
|
| Current account interest on deposits | 0 %
|
| Overdraft interest (arranged) | 10.2 %
|
| Overdraft interest (tolerated) | 10.2 %
|
| Foreign currency conversion fee | 1.85 %
|
| Free cash withdrawals | Unlimited free cash withdrawals at Santander and Cashpool ATMs |
| Debit card available | |
| Girocard available | |
| Virtual card available | |
| Credit card available | Free Santander Smart Visa credit card with rewards comes with the account (can be upgraded to premium cards with more benefits) |
| Trading account | |
| Account switching service | Free account switching service |
| Web App | |
| Mobile App | |
| Bank offices (branches) | Santander has a big network of branches around Germany |
| Own ATMs | 2800 ATMs in Germany of a Cashpool Group can be used for free. Those are ATMs of Santander, Sparda, Targobank, Degussa, BBBank and few others. |
| Rewards | |
| Insurances | |
| Joint accounts | On request. Partner card included |