Targobank Online-Konto

4.2
Supafinance.rating
Girocard (€ 0 annually)
Debit card (€ 0 annually)
Credit card
Free cash withdrawals
Rewards & Cashback
Insurances
Trading account
No custody fees
€ 47.4
annual management fee
8.77 %
overdraft interest
1.85 %
FX rate
0 %
Interest on deposits
€ 0
Instant transfer fee
0.6 %
Daily savings interest

Bank name
Targobank (TARGOBANK AG)
Account name
Targobank Online-Konto
Account opening fee
€ 0
Management fee (annualized)
€ 47.4
Management fee waiver (funding)
€ 600
Account management is free for monthly incoming payment of €600 or more
German IBAN
Custody fee
0 %
Current account interest on deposits
0 %
Overdraft interest (arranged)
8.77 %
Overdraft interest (tolerated)
8.77 %
Foreign currency conversion fee
1.85 %
Free cash withdrawals
Free cash withdrawals at Targobank and Cashpool ATMs
Debit card available
Girocard available
Virtual card available
Credit card available
Credit card is a separate product and doesn't come with opening a current account, but you can get a credit card additionally from Targobank. Online Classic is a free credit card with free cash withdrawals at Targobank ATMs. You have an option to apply for premium cards with various benefits
Trading account
Web App
Mobile App
Bank offices (branches)
Own ATMs
Targobank has it's own network of ATMs as well as it's part of the Cashpool network, which means you can use some of the other bank's ATMs without fees
Rewards
Insurances